Open Phonto and select a plain image, preferably black or white (black if you want to font to be white, white if you want the font to be black). Then type the title.

This step is optional, but I prefer it. Tap the text and select style. Then text color and spacing. Adjust it how you want it.

Save when done.

Open a background in PicsArt and add the text. If the text has a black background, press screen or lighten. If the text has a white background, press darken.

Next, tap the eraser and erase some letters.

Then add the text again and crop one of the letters that you erased. Tap the rotate option two times to get the text backwards. Press the check mark when done.

Press screen or lighten or darken and place the letter where it should be. Make sure the letter is the right size and even with the word!

MY EXAMPLE:

FONT I USED:
Code bold