• first you're going to open up piccollage and select grid

• select all the images you want in your collage {I used 15}

• now you choose which collage style you would like for your cover

• now move around the pictures and adjust them to your liking

• press done and save it to your images

• go back to home page and select freestyle

• select the add button then backgrounds

• select the button that looks like a landscape image

• choose the collage from your photos and press the check mark

• select the add sign again and select photos

• choose the character you would like on the cover {make sure it's a png}

• press the character and a menu should come up, select border

• make sure the border is on off and the circles saying "shadow" and "apply to all" are unchecked

• adjust the image and save to images

• now go to phonto and add your text